Faysal Bank Car Loan - Faysal Bank Loan Policy - Faysal Bank Personal Loan - Faysal Bank Home Loan - SAY JOB CITY

Post Top Ad

Wednesday, October 27, 2021

Faysal Bank Car Loan - Faysal Bank Loan Policy - Faysal Bank Personal Loan - Faysal Bank Home Loan

Faysal Bank Car Loan - Faysal Bank Loan Policy - Faysal Bank Personal Loan - Faysal Bank home Loan

Faysal Bank Car Loan - Faysal Bank Loan Policy - Faysal Bank Personal Loan - Faysal Bank Home Loan

 

Car Finance
Home Finance
Takmeel
Personal Loan


Join Whatsapp Group: Click Here
 


We help you unlock your dreams

Faysal Islamic Home Finance is based on the principles of Diminishing Musharakah. This is a medium and long term financing product, where the Bank and the customer jointly purchase an asset and create joint ownership in the asset. The Bank rent out its share in the asset to the customer while the customer periodically purchases units of ownership in the asset from the Bank. After purchase of all the units the customer becomes the sole owner of the asset.

Faysal Bank Car Loan - Faysal Bank Loan Policy - Faysal Bank Personal Loan - Faysal Bank home Loan


Kamyab Pakistan Program: Click Here 

PM Complaint Portal Also Click Here





Product Features & Benefits
Faysal Islamic Home Finance is offering four product variants:

Home Purchase: This type of facility allows you for the purchase of constructed property.

Home Builder/ Plot + Construction: This type of facility is extended to customers who already own land / want to purchase a piece of land and need funds to meet the cost of constructing property.

Home Renovation: This facility is offered to customers who already own a house and require funds for renovations.

Home Re-finance (Transfer existing home finance facility): This type of facility allows you to transfer your existing home finance facility from any other bank to Faysal Bank Limited Islamic Banking.


Fixed Rate option

Quick processing with minimum documentation
Minimum Limit PKR 500,000/- and Maximum 100 Million or up to 75% of the appraised value of your property
Tenure from 1 to 20 years (For Home Renovation minimum 2 and maximum is 15 Years)
Flexibility to make Partial Pre-payments
Property Takaful coverage
Accidental death Takaful coverage
Property rental Income can be considered as primary income or additional to the basic income
Income clubbing option with close relative
Non- resident Pakistanis (NRPs) are also eligible to apply for home finance facility. Documents required




Eligibility Criteria
Citizenship: Pakistani
Cities: All Pakistan

Age Limit:
Salaried – Min 21 Years and Max 60 Years at the time maturity
SEB/SEP – Min 21 Year and Max 65 Years at the time of maturity
NRP – Min 21 years and Max 60 Years at the time maturity
 

Employment Tenure:
Salaried – No employment tenure for Approved Companies
2 Years employment tenure for Unapproved Companies


SEB/SEP – 2 Years business proof through (Bank certificate / NTN certificate / Partnership Deed / Certificate of Incorporation / Form A / Form 29, etc.)


NRP – Minimum 2 years continues job


Documents Required:

Salaried - Other
Copy of CNIC
2 Passport Size Photographs
Last six months’ Salary Slips (Original) Other
Salary Certificate / Employment Certificate (Designation, Date of Joining, Permanent – Status, Salary Breakup) (Original)
Last 12 months Bank Statement (Original)
Copy of Complete property documents


Personal Finance Click Here
Faysal Car Finance
Click Here

          

OUR CONTACT CENTRE/ HELPLINE NUMBER
Help Line: 021 111-06-06-06 


Apply Now


 Faysal Bank Car Loan - Faysal Bank Loan Policy - Faysal Bank Personal Loan - Faysal Bank home Loan


No comments:

Post a Comment

Post Top Ad