DIBPL is the first Islamic bank in Pakistan to offer a Shari’a compliant “Personal Finance”facility based on the Islamic Finance concept of “Musawamah”. The financing facility can be availed and utilized for financial needs such as education, marriage, medical expenses, credit card loans settlements, conventional loans settlements or meeting any other emergency needs in “HALAL/ISLAMIC” way.
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Fatwa
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How It Works
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Features
100% Shari’a Compliant.
Riba Free solution to your immediate cash needs like education, hospitalization, marriage etc.
Avoiding Riba on your existing conventional loans through our product’s balance transfer facility.
Lower rates for BTF customers.
Financing limit from PKR 50,000 to PKR 2 Million (Terms & Conditions apply)
Flexible tenor from 6 months to 60 months.
Swift turnaround time and hassle free processing of your application.
Affordable and competitive equal monthly installments.
Eligibility
Age Criteria
Minimum Age = 21 years
Maximum Age = 60 years
Who can apply for Personal Finance Facility?
Salaried Individual
In how many cities is this Facility Available?
Currently the product is being offered in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad along with following cities.
Income Criteria
Salaried – Prime Customers : PKR 250,000 Gross / month
Salaried – Known Company A & B Employees : PKR 30,000 Gross / month
Salaried – Unknown Company Employees : PKR 35,000 Gross / month
Salaried – Government Employees : PKR 30,000 Gross / month
Salaried – Armed Forces Employees : PKR 30,000 Gross / month
Salaried – Contractual (Known Company A & B Companies): PKR 40,000 Gross / month
Finance Limit
Minimum Finance Amount – PKR 50,000
Maximum Finance Amount – PKR 2,000,000
Documents
Documents required at the time of application:
Dully filled Application form.
Balance transfer undertaking ( In case customer wants to transfer his existing outstanding loan from another bank)
Two recent passport size photographs.
Copy of CNIC.
All other relevant documents ( Income documents, Bank Statement, Profession proof etc. as per customer category)
Call Us
Call our hotline for further information
111-786-DIB(342)
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