Punjab Rozgar Scheme Loan | Punjab Rozgar Loan | Punjab Rozgar Scheme

Punjab Rozgar Scheme Loan
Punjab Rozgar Scheme Loan

Punjab Rozgar Scheme Loan | Punjab Rozgar Loan | Punjab Rozgar Scheme – Small & Medium Enterprises are the back bone of a country’s economy, and their growth is one of the key factors of economic uplift. Despite their importance, these businesses lack access to financing options. In order to give boost to this neglected sector, Government of Punjab has been working on various uplift initiatives which have been merged as a single scheme. “Punjab Rozgar Scheme”, launched by Punjab Small Industries Corporation (PSIC) in collaboration with The Bank of Punjab aims to provide subsidized small business loans in the range of Rs. 100,000/- to Rs. 10,000,000/-

Punjab Rozgar Scheme Loan
Punjab Rozgar Scheme Loan

Punjab Government under the supervision of  Mr. Shehbaz Sharif launched Punjab Rozgar Scheme to reduce the poverty and unemployment in the Punjab province. Under this scheme, more than 30 billion loans starting from 100,000 – 10,000,000 will be provided to the individuals to start a small business to get a suitable income. The individual will pay back the loan in easy installments.

Join WhatsAppClick Here
More Govt JobsClick Here
International Job/VisaClick Here
Make Money At HomeClick Here
Subscribe YouTubeClick Here
Facebook Click Here

Loan Limit

Upto Rs. 10.00 Million
Clean lending:  from Rs. 100,000/- to Rs. 1,000,000/-
Secured lending: from Rs. 1,000,001/- to Rs. 10,000,000/-
Under Punjab Green Development Program, the limit of a loan will remain the same. However, preference will be given to the micro-enterprises, ready to adopt the environment improving technology, having up to 10 numbers of employees.

Job Alerts: Join WhatsApp Group

For More Loan Information 

Click Here

International Jobs-Visa Information

Click Here

Make Money At Home Information 

Click Here

Subscribe: YouTube Channel

Purpose of loan

Setting up of new business
Balancing, Modernization and Replacement (BM&R) for existing businesses
Working Capital

Processing fee

Rs. 2000/- (non-refundable) at the time of submission of application

Type of loan


Term loan as per bank policy and working capital

Also Check: Akhuwat Loan Scheme 2024

Also Check: Business Loan In Pakistan

Also Check: Dubai Islamic Bank Loan

Punjab Rozgar Scheme Loan
Punjab Rozgar Scheme Loan

Punjab Rozgar Loan

Another more than 1 billion Punjab Rozgar Loan will be provided to start the following business.

  • Manufacturing
  • Trading
  • Services
  • Livestock
  • Agriculture

Punjab Green Development Loan

Punjab Green Development Loan will be provided for the following businesses.

  • Bricks making Bhatta ( Zig Zag Technology)
  • Organic Food
  • Drip Irrigation
  • Solar System
  • Nurseries
  • Bio gas Plant

Punjab Green Development Program (PGDP) has been initiated to improve environmental quality in the province and to reduce air, soil, and water pollution; address deforestation, floods, and land degradation; manage surface water and groundwater resources; conserve natural resources and protect biodiversity; develop public transportation and other alternatives to private motorized vehicles; integrate environmental considerations in public policy making and private investments; comply with international standards and enhance green competitiveness; and to promote resource and energy efficiency.

Eligibility Criteria

The following eligibility criteria will be adhered to to process the loans under Punjab Rozgar Scheme:
  • Age should be 20 to 50 years
  • Any Gender Male / Female / Transgender can apply for the loan.
  • Resident condition is that individuals should be citizens of Pakistan, residents in Punjab, verified through CNIC
  • The business location must be in Punjab
  • Business Type: Sole Proprietor, Partnership, or any business fulfilling other eligibility criteria
  • Must have a clean e-CIB / Credit History
  • For startups / new businesses
  • Having a viable business plan
  • For existing businesses
  • Having a viable business plan with a focus to sustain the impact of COVID-19
  • Having Valid CNIC
  • Any other parameter to be set by Punjab Small Industries Corporation (PSIC) / Government.

How to Apply Punjab Rozgar Scheme Loan

Interested applicants need to apply ONLINE through www.rozgar.psic.punjab.gov.pk

Punjab Rozgar Scheme Loan
Punjab Rozgar Scheme Loan

Punjab Rozgar Scheme Loan | Punjab Rozgar Loan | Punjab Rozgar Scheme

What is the Punjab Rozgar Scheme Loan 2024?

The Punjab Rozgar Scheme Loan 2024 is a government initiative introduced by the Punjab government to provide financial assistance to individuals and businesses looking to start or expand their ventures in Punjab.

Who is eligible to apply for the Punjab Rozgar Scheme Loan 2024?

Individuals aged between 18 and 50 years, having Punjab domicile, and possessing a viable business plan are eligible to apply for the Punjab Rozgar Scheme Loan 2024. Businesses looking to expand and fulfill the specified criteria can also apply.

What is the maximum loan amount one can avail under the Punjab Rozgar Scheme 2024?

The maximum loan amount that can be availed under the Punjab Rozgar Scheme Loan 2024 is $50,000. However, the final loan amount will depend on the applicant’s business proposal and creditworthiness.

What is the interest rate and repayment period for the Punjab Rozgar Scheme Loan 2024?

The interest rate for the Punjab Rozgar Scheme Loan 2024 is 5% per annum. The repayment period for the loan is 5 years, which includes a grace period of 6 months for the borrowers to set up their businesses before starting repayments.

How can I apply for the Punjab Rozgar Scheme Loan 2024?

To apply for the Punjab Rozgar Scheme Loan 2024, you need to visit the official website of the Punjab government and fill out the online application form. Ensure you provide all necessary documents and a detailed business plan to support your application. The authorities will review your application, and if approved, you will receive further instructions on the disbursement process.

Punjab Rozgar Scheme Loan | Punjab Rozgar Loan | Punjab Rozgar Scheme
Punjab Rozgar Scheme Loan
Sharing Is Caring:

Leave a Comment