Personal Loan HBL Bank Loan - SAY JOB CITY

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Monday, October 26, 2020

Personal Loan HBL Bank Loan

 


   Personal Loan HBL Bank Loan


A loan facility that enables you to fulfill your dream of owning a perfect home. Be it purchasing a new one, constructing or renovating your existing home, this facility has multiple options to suit your needs.

Key Features
• Financing limit between PKR 2,000,000 to PKR 40,000,000
• Flexibility of choosing between fixed and variable mark-up rate
• Repayment tenure ranging from 5 years to 20 years
• Free property insurance at all times ensuring peace of mind


Financing Options
Buy: This option provides financing for buying a new home.
Build: This option provides financing for construction on land you already own.
Renovate: This option provides financing for renovating your home.


Applicant can be a Pakistani or non-resident Pakistani*
Applicant to be 25 years or more at the time of loan application and 60 years or less at the time of loan maturity
For existing customers, minimum monthly income to be PKR 100,000
For new to bank customers, minimum monthly income to be PKR 150,000
Permanent employee with a minimum of 5 years experience with confirmed employment status in the current job
*Non-resident Pakistani must apply with a co-borrower who is a Pakistani resident
Self-employed business persons/professionals

Applicant must be a Pakistani resident
Applicant to be 30 years or more at the time of loan application and 65 years or less at the time of loan maturity
For existing customers, minimum monthly income to be PKR 150,000
For new to bank customers, minimum monthly income to be PKR 200,000
Minimum 5 years experience in personal business
HBL HomeLoan is currently being offered in the following cities:
Karachi, Lahore, Islamabad / Rawalpindi, Faisalabad, Multan
How to apply
Salaried individuals to provide:

Original copy of CNIC along with verified copy
Two recent passport size photographs
Letter from employer
Salary slip or attested salary certificate for last 3 months
Bank statement for last 12 months
Copy of property documents
Self-employed business persons/professionals to provide:

Original copy of CNIC along with verified copy
Two recent passport size photographs
Proof of occupation/business
Bank statement for last 12 months
NTN/Tax returns
Copy of property documents
Terms and conditions apply.

Important Documents


 

HBL Islamic Supply Chain Financing

A Shariah compliant financing facility that offers working capital finance to small and mid-size dealers & vendors of corporate companies (Principal Company) in Pakistan.

Key Features

Dealer Financing


•     Short term financing facility for dealers to purchase goods/commodities etc. for business operations

•      Offered under Islamic mode of Murabaha

Vendor Financing

•      Short term financing facility for vendors to receive instant liquidity for business operations

•      Offered under Islamic mode of Tijarah – Finished Goods Financing


Criteria

•      Customer must meet the bank’s as well as applicable regulator’s policies

•      Customer to provide acceptable collateral as per bank’s requirement


Product Disclosure


All bank charges will apply as per the prevalent Islamic Schedule of Bank Charges.

 

ایچ بی ایل اسلامک سپلائی چین فنانسنگ

شریعت کے مطابق مالی اعانت کی سہولت جو پاکستان میں کارپوریٹ کمپنیوں (پرنسپل کمپنی) کے چھوٹے اور درمیانے سائز کے ڈیلروں اور فروشوں کو ورکنگ کیپیٹل فنانس فراہم کرتی ہے۔

 اہم خصوصیات

ڈیلر کی مالی اعانت

dealers ڈیلروں کو کاروباری کارروائیوں کے ل goods سامان / اشیاء وغیرہ کی خریداری کے لئے قلیل مدتی فنانسنگ کی سہولت

rab مراباح کے اسلامی انداز کے تحت پیش کردہ

 فروش کی مالی اعانت

 nd دکانداروں کو کاروباری کارروائیوں کے ل inst فوری مائعات حاصل کرنے کے لئے قلیل مدتی فنانسنگ کی سہولت

 Ti اسلامیہ تزارہ کے تحت پیش کردہ - تیار سامان کی مالی اعانت

 

معیار

 • صارف کو لازمی ہے کہ وہ بینک کی نفاذ کے ساتھ ساتھ قابل اطلاق ریگولیٹر کی پالیسیوں کو بھی پورا کرے

 • صارف کی ضرورت کے مطابق قابل قبول خودکش حملہ فراہم کرنا

 

مصنوع کا انکشاف

 

بینک چارجز کے مروجہ اسلامی نظام الاوقات کے مطابق تمام بینک چارجز کا اطلاق ہوگا۔

 


 

1 comment:

  1. Sir meri salry 17500 h aur mera ghar apna h kia me lone ly sakta hu mera acuont bi HBL me h lahore me

    ReplyDelete

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