National Bank Loan Scheme 2020 - SAY JOB CITY

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Tuesday, October 20, 2020

National Bank Loan Scheme 2020


National Bank Loan Scheme 2020 NBP Personal Loan

Eligibility *
Must be Pakistani resident national, having satisfactory credit history.Salaried Class, Self-Employed Professionals and Business Persons.Property being financed is to be located in NBP approved localities.

Age Requirement:

    For Salaried Class the minimum age is 22 years at the time of applying for the financing facility and the financing facility should expire at maximum age of 59.5 years.
    Similarly for Business Persons and Self-Employed Professionals minimum age is 21 years at the time of applying for the financing facility and maximum age should not be more than 65 years at the time of the maturity of the finance.

Income Requirement:

    For Govt. employees it is PKR 5000/- whose monthly salary is directly credited to his/her account maintained with NBP and employer undertaking is provided.
    For rest of Salaried Class minimum net take home is PKR 10,000/-.
    For Business Persons & Self-Employed Professionals minimum net take home is PKR 15,000/-.

Length of Service/Business Requirement:

    Minimum 2 years with the same employer or otherwise collective and continuous employment of 3 years.>
    For Business Persons & Self-Employed Professionals a minimum past history of 3 years relationship with business.

Saibaan
General Information
Eligibility
Required Documents
How to Apply
Contact Us
FAQs


Products Offered Under NBP Saibaan*

1. Home Purchase (House or Apartment)
Financing Amount     Upto 35 Million
Financing Period     3 to 20 Years
Debt to Equity     70:30 (Maximum)
Debt Burden     45% (Maximum)

2. Home Construction
Financing Amount     Upto 35 Million
Financing Period     3 to 20 Years
Debt to Equity     70:30 (Maximum)
Debt Burden     45% (Maximum)

3. Land Purchase Plus Construction
Financing Amount     Upto 35 Million
Financing Period     3 to 20 Years
Debt to Equity     70:30 (Maximum)
Debt Burden     45% (Maximum)

4. Balance Transfer Facility (BTF)
(If you have a Home Finance Facility outstanding with another bank you can have it transferred to NBP.  




National Bank Loan Scheme 2020 NBP Personal Loan


1 comment:

  1. Aoa...my name is saba...i have already taken loan from 3 banks...and i want to pay it off by taking loan from just one bank...i need maximum 15 lac....my monthly income is 50000pkr...is it possible ?

    ReplyDelete

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